A Geordie man walks into a bank in Newcastle and asks for the loan officer.
He tells the loan officer that he is going to Australia on business
For two weeks and needs to borrow £5,000.
The bank officer tells him that the bank
Will need some form of security for the loan,
So the canny Geordie lad hands over the keys
And documents of new Ferrari parked
On the street in front of the bank.
He produces the Log Book and everything checks out.
The loan officer agrees to accept
The car as collateral for the loan.
The bank's Manager and its officers
All enjoy a good laugh at the rough looking Geordie
For using a £120,000 Ferrari
As collateral against a £5000 loan.
An employee of the bank then
Drives the Ferrari in to the bank's
Underground garage and parks it there.
Two weeks later, the Geordie returns,
Repays the £5,000 and the interest,
Which comes to £15.41.
The loan officer says,
"Sir, we are very happy to have had your business,
And this transaction has worked out very nicely,
But we are a little puzzled.
While you were away,
We checked you out and found that you are a multi millionaire.
What puzzles us is, why would you bother to borrow "£5,000" ?
The Geordie replies:
"Where else in Newcastle can I park my car
For two weeks for only £15.41
And expect it to be there when I return'"
Ah, the mind of the Geordie...
This is why we survive
